Industries · Construction & Skilled Trades

Payroll on Friday.
GC pays in 60 days.
We bridge the gap.

Progress billing eats working capital.

Subcontractors and specialty trades carry the cost of labor, materials, and equipment for weeks, sometimes months, before a general contractor releases a progress payment. That gap forces good crews to turn down the next job.

Factoring your progress-billing invoices turns them into 80 to 90% of eligible invoice value, typically funded within 24 to 48 hours once approved, so you can bid the next project instead of waiting on the last one.

Built for the trades that build America.

Progress-billing fluent.

We understand AIA-style billings, retainage, and lien waivers, you're not explaining your paperwork to us.

Payroll-first thinking.

Your crews get paid on time, every week, regardless of when your GC releases the draw.

No personal guarantees on debt.

Because factoring isn't debt. Your balance sheet stays clean for bonding and future bank credit.

Keep building. We'll handle the float.

Advances typically 80–90% of eligible invoice value. Once approved, eligible invoices can typically be funded within 24 to 48 hours.